A getaway is the perfect chance to relax, unwind and create unforgettable memories. But as you plan your trip, you might wonder: should you bring your jewelry? One of the best ways to protect your jewelry is by investing in proper jewelry insurance.
Surprisingly, a study by Jewelers Mutual revealed that only 40% of travelers insure their jewelry, and nearly half rely solely on their homeowner’s policy—many of which don’t cover losses while traveling.
So, how can you travel safely with your jewelry? Whether you’re wearing it or purchasing new pieces on vacation, protecting your valuables is essential. The last thing you want is to lose your engagement ring on a beach in Cozumel, only to discover it isn’t covered.
“Your jewelry is more than metal and stone. It’s your story,” says Howard Stone, vice president of global risk services and analytics at Jewelers Mutual. “Wear and enjoy your treasured pieces while you’re on vacation. But doing it safely is the key.”
From smart packing to reliable jewelry insurance, here are five essential tips for safeguarding your treasures while traveling.
Get Jewelry Insurance
Make this your first priority. Jewelry insurance from a trusted provider ensures peace of mind. If your jewelry is lost, stolen or damaged, they’ll work with your jeweler to repair or replace it.
Document Your Jewelry Before You Go
Take inventory of your valuables with a visual and written record of all the pieces you’re bringing. This documentation is crucial in case your items are lost or stolen. It’s also good practice to do this whether you’re traveling or not.
Avoid Wearing Jewelry at the Beach or Pool
Water activities and precious jewelry don’t mix. Avoid wearing your engagement ring or other valuables in the pool or at the beach. Water can loosen prongs or clasps, and suntan lotion or sunscreen can make it easier for your ring to slip off.
Store Jewelry Safely in Your Hotel Room or Airbnb
When you’re not wearing your valuables, be sure to securely store them. If you are staying at a hotel, use the hotel safe instead of leaving valuables on the bedside table. Because most Airbnbs do not offer safes to lock your valuables, consider bringing your own portable safe or lockable travel bag. Be sure to take photos of your pieces before you store them.
Conceal, Don’t Reveal
Avoid drawing attention to your jewelry. Keep it discreet and minimize showing off expensive pieces. Also, be cautious about posting photos of your baubles on social media while traveling to reduce the risk of attracting unwanted attention.
By following these simple tips, you can travel in confidence with the pieces that mean the most to you.